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Not an expert by any means....
But if I were to have a fidelity account with only 4-5 funds they would include these:
FGRIX growth and income
FBGRX blue chip
FXAIX S&P 500
FBALX balanced
Throw some income bond funds in such as :
FEQTX equity dividend
FAGIX capital and income
Research, research, research.
If you are comfortable managing your own investments they are an excellent tool, and costs are minimal.
And no, I do not work for them.
I'm just a retired dumb Lineman.