Sitting at a red light.....and.....CRASH...CRASH....ouch...

[Crunchy_Frog]

Actually, USAA is United Services Automobile Association. I've been with them (my own account since 1987) and my father has been with them since 1960. If you pay the $500 deductible, the only way to get that back is to take the guy to court. Been there, done that.

 

[YY1]

In FL, it's usually the last car that gets the shaft for the whole thing (even though we're "no fault"). I got lucky once on that (third car out of four), and I had a bud that barely tapped a string of three other cars (most totalled, but only smudged his painted bumper), and he got sued by every other driver, with litigation stretching out over a year.