- Local time
- 4:21 PM
- Joined
- Jan 16, 2011
- Messages
- 74,718
- Reaction score
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- Location
- NorCal Sierras
"Buy low sell high".... Sorry I had to do that... If you can afford to invest in stocks, you should have someone or research the stocks & companies yourself or pay a financial adviser to show you the ropes, otherwise you throwing your money away, think of stocks & bonds as long term, the daily flocculation wont really matter as much, unless your a day trader... Pay Cash for everything you can, don't buy unless you have the money & income to do so, you don't need the biggest baddest house or car, well house anyway, real estate use to be the best way to get ahead, know you better be cautious were & when you by any kind of real estate, right now loans are cheaper but very hard to get with out very good credit, don't go crazy with credit cards try to pay them off regularly or your just paying that much more % for the products you already bought... Especially with food, unless you pay it off regularly or all the miles & bonuses mean nothing, you don't kneed the $5 cup of Starbucks coffee or going out to lunch everyday, bring a bag lunch & eat at home instead of restaurants, you will be surprised how much you will save in the long run... If you buy a house pay a little over the payment it will all go to loan principle a little adds up quick especially in the first 5 years, or you can pay the same amount split in half & pay bi-weekly & pay off the loan much quicker..... "You don't need to be a cheap a$$, just don't be a dumb a$$", live within your means of income...