We've diversified into various paths, splitting the total combined, and NOT expecting All to do well. We feel the change is coming, and at our age, it's not a Long Game anymore. If/when the Markets hit a "correction", it may take a bit longer to get back, so enough assets will be available, to ride it out. We live like a Lot of you, comfortable with our style, and no real high end needs. If by chance, All the investments excel, well I may need a WTB post, for a Nice A12 ???