I don't want to go to work tomorrow.

[Hey-O]

Well, it is difficult to write this update as I feel like a gullible idiot, but I consider this a 'public service' to the FBBO community. Here is my update on retirement.

I retired at the end of the 2nd week of January 2024, so I have been retired 9 months. For the first two months I caught up on home projects such as painting and small fix up jobs. We also did a few extended weekend type trips to visit friends a few states away. I also performed a house cleaning just like when you move into the house. Shelves emptied and cleaned, washer/dryer/refrigerator moved out and cleaned, I'm sure you get the idea. I actually enjoyed those two months.

Then it was time for my part time job search. Was shocked to learn there are very few part time jobs available, and many of them are for weekends and holidays mostly. Spent a brief time as a commercial parts delivery driver for one chain auto parts store only to learn that a typical day was 11, or 12 hours and that just wasn't my cup of tea! I tried to work with the manager at the store to get more reasonable work for me and that ended with me quitting.

Then I found another chain auto parts store that actually wanted part time employees in the range of 12 to 20 hours per week, and I could be 'unavailable' for any weekend schedules. PERFECT!

What a lesson learned here. I knew the general public was not the smartest, nor polite or courteous, but boy was my eyes opened! The entitlement attitude asking for free work constantly wore me down. I was asked multiple times each shift to replace radiators, AC compressors, pads and rotors, half shafts, etc for free. Some kind people even offered to drop their car at my house and pick it up when I was finished if I just installed the parts for free. Others asked if I could do the swap over their lunch break. I finally started using the phrase; "If we installed the parts we sold for free all of the auto repair shops would go out of business". This actually helped reduce the time of verbal debating the installation for free requests and my colleagues at the store thought I was a genius when I came up with that phrase.

Then there is the ABUSE. It seems the public has a license to abuse the retail employee when they don't get their way. I had the elderly woman take a swing at me and beat my chest when I told her I could not fix her AC in the parking lot. I've had customers go to neighboring stores and complain about me saying I 'promised' to fix their car and didn't follow through when I said no such thing. I've spent 30 minutes replacing a tail light bulb only to have the customer call and complain that I was too slow.

Then the rash of stupid. Two to three times a week the remorseful, teary eyed woman saying "I've never changed my oil and I need your help" as you look at the bone dry dipstick, or need visegrips and a deadblow hammer to get the filler cap off the valve cover because the oil crystalized into asphalt. Surprisingly four or five quarts of fresh oil will get these cars back on the road, but many times you are now the bad guy as you sold oil for a motor that is junk.

Then there is the physical toll. Replacing 2 to 3 batteries an hour on a triple digit temperature day is too much for this old man. If it was just 2 or 3 batteries in a shift, I'd be fine, but 18 or 19 batteries in a 6.5 hour shift and I'm bed ridden and dehydrated the next day. Keep in mind these are batteries in newer vehicles where you have 1/64 inch clearance to remove and replace the battery and on some vehicles the PCM, AirBox, fender braces, etc require removal. Newer Ram diesels with two batteries is a 50 minute job in the sweltering parking lot on a step stool.

So, with my tail between my legs I have 'flunked' retirement and accepted a full time position doing tech work. I certainly have learned a lesson in the 'grass is always greener on the other side'. I admit I had rose colored glasses on when I retired and now will settle back into corporate America life and keep my mouth shut!

I retired at 52, ran my cabin care business till I was 57. More work, than when I worked and for cash money. I have people that still call and short of beg for me to come repair everything known to God. I have no desire to work, for any amount of money, on anything anymore. I find plenty to keep me busy. My new job is looking for things to spend money on, I'm an antiquer and collector. Car art is fun for me. I do go out in Cora three or four times a week.

 

[68BabyBlue]

What a lesson learned here. I knew the general public was not the smartest, nor polite or courteous, but boy was my eyes opened! The entitlement attitude asking for free work constantly wore me down. I was asked multiple times each shift to replace radiators, AC compressors, pads and rotors, half shafts, etc for free. Some kind people even offered to drop their car at my house and pick it up when I was finished if I just installed the parts for free. Others asked if I could do the swap over their lunch break. I finally started using the phrase; "If we installed the parts we sold for free all of the auto repair shops would go out of business". This actually helped reduce the time of verbal debating the installation for free requests and my colleagues at the store thought I was a genius when I came up with that phrase.

Then there is the ABUSE. It seems the public has a license to abuse the retail employee when they don't get their way. I had the elderly woman take a swing at me and beat my chest when I told her I could not fix her AC in the parking lot. I've had customers go to neighboring stores and complain about me saying I 'promised' to fix their car and didn't follow through when I said no such thing. I've spent 30 minutes replacing a tail light bulb only to have the customer call and complain that I was too slow.

Then the rash of stupid. Two to three times a week the remorseful, teary eyed woman saying "I've never changed my oil and I need your help" as you look at the bone dry dipstick, or need visegrips and a deadblow hammer to get the filler cap off the valve cover because the oil crystalized into asphalt. Surprisingly four or five quarts of fresh oil will get these cars back on the road, but many times you are now the bad guy as you sold oil for a motor that is junk.

Then there is the physical toll. Replacing 2 to 3 batteries an hour on a triple digit temperature day is too much for this old man. If it was just 2 or 3 batteries in a shift, I'd be fine, but 18 or 19 batteries in a 6.5 hour shift and I'm bed ridden and dehydrated the next day. Keep in mind these are batteries in newer vehicles where you have 1/64 inch clearance to remove and replace the battery and on some vehicles the PCM, AirBox, fender braces, etc require removal. Newer Ram diesels with two batteries is a 50 minute job in the sweltering parking lot on a step stool.

I was fortunate to experience all of the above throughout my career. When I was a lawyer, I was bombarded with people who wanted my services, but didn't want to pay. When driving a truck, I got paid for what I did, but dealt with plenty of customer abuse anytime I wasn't locked into a dedicated run. I played the corporate game for a decade, my best deal while it lasted, but when it was over, it was over. I've done no work for others since I retired two years ago, and I've been thrilled with my decision. When folks ask me what I'm doing in retirement, my response is "not driving a truck and not practicing law."

 

[Kern Dog]

Well, it is difficult to write this update as I feel like a gullible idiot, but I consider this a 'public service' to the FBBO community. Here is my update on retirement.

I retired at the end of the 2nd week of January 2024, so I have been retired 9 months. For the first two months I caught up on home projects such as painting and small fix up jobs. We also did a few extended weekend type trips to visit friends a few states away. I also performed a house cleaning just like when you move into the house. Shelves emptied and cleaned, washer/dryer/refrigerator moved out and cleaned, I'm sure you get the idea. I actually enjoyed those two months.

Then it was time for my part time job search. Was shocked to learn there are very few part time jobs available, and many of them are for weekends and holidays mostly. Spent a brief time as a commercial parts delivery driver for one chain auto parts store only to learn that a typical day was 11, or 12 hours and that just wasn't my cup of tea! I tried to work with the manager at the store to get more reasonable work for me and that ended with me quitting.

Then I found another chain auto parts store that actually wanted part time employees in the range of 12 to 20 hours per week, and I could be 'unavailable' for any weekend schedules. PERFECT!

What a lesson learned here. I knew the general public was not the smartest, nor polite or courteous, but boy was my eyes opened! The entitlement attitude asking for free work constantly wore me down. I was asked multiple times each shift to replace radiators, AC compressors, pads and rotors, half shafts, etc for free. Some kind people even offered to drop their car at my house and pick it up when I was finished if I just installed the parts for free. Others asked if I could do the swap over their lunch break. I finally started using the phrase; "If we installed the parts we sold for free all of the auto repair shops would go out of business". This actually helped reduce the time of verbal debating the installation for free requests and my colleagues at the store thought I was a genius when I came up with that phrase.

Then there is the ABUSE. It seems the public has a license to abuse the retail employee when they don't get their way. I had the elderly woman take a swing at me and beat my chest when I told her I could not fix her AC in the parking lot. I've had customers go to neighboring stores and complain about me saying I 'promised' to fix their car and didn't follow through when I said no such thing. I've spent 30 minutes replacing a tail light bulb only to have the customer call and complain that I was too slow.

Then the rash of stupid. Two to three times a week the remorseful, teary eyed woman saying "I've never changed my oil and I need your help" as you look at the bone dry dipstick, or need visegrips and a deadblow hammer to get the filler cap off the valve cover because the oil crystalized into asphalt. Surprisingly four or five quarts of fresh oil will get these cars back on the road, but many times you are now the bad guy as you sold oil for a motor that is junk.

Then there is the physical toll. Replacing 2 to 3 batteries an hour on a triple digit temperature day is too much for this old man. If it was just 2 or 3 batteries in a shift, I'd be fine, but 18 or 19 batteries in a 6.5 hour shift and I'm bed ridden and dehydrated the next day. Keep in mind these are batteries in newer vehicles where you have 1/64 inch clearance to remove and replace the battery and on some vehicles the PCM, AirBox, fender braces, etc require removal. Newer Ram diesels with two batteries is a 50 minute job in the sweltering parking lot on a step stool.

So, with my tail between my legs I have 'flunked' retirement and accepted a full time position doing tech work. I certainly have learned a lesson in the 'grass is always greener on the other side'. I admit I had rose colored glasses on when I retired and now will settle back into corporate America life and keep my mouth shut!

That really sucks.
When I saw that the local O'Riellys guys were in the parking lot with code readers, I knew something had changed. I worked at a Chief Auto parts in 1986. We never left the store. We sold parts, that was it. It should have stayed that way. The more you help some people, the more they expect. I have no problem telling people the truth. If someone tries to take advantage of me, they find out quickly that it isn't going to happen.

I have toyed with the idea of going back for some part time work. I still LOVE building things. I loved the feeling of meeting a challenge of time and ability, to have something framed and completed then moving onto the next thing. For some people, that feeling of completion feeds the soul and the ego. I used to frame walls and roofs mostly and I enjoyed trying new methods to improve quality, save time and make it easier for the next guy that comes along. The feeling of satisfaction when leaving the job a bit tired and sweaty while glancing at a structure that I built....it is almost immeasurable.

 

[Cojohnso1]

Its funny how times have changed. I started my work career as a gas jockey at a local Sinclair station. And I would be asking to help folks. Most just wanted gas and be in their way. It's opposite today. People want far more service then they bought.

I sold a 69 RoadRunner some 7 years back. And the guy still calls me. Making stuff up that I said this or that. All I tell him is bring the car back and I'll refund his money. Knowing the car has increased in value by at least 25% in that time.

I HATE SALES! I would not do anything that requires customer service with regards to sales. It's why I rarely sell my classics. I just expand my storage and garage areas. Lol.

My kids will have to figure out what to do with my stuff when I pass. (Hopefully 20+ years from now.) I hate sales that much. I hate the act more than I enjoy any profit.

 

[Cranky]

Well, it is difficult to write this update as I feel like a gullible idiot, but I consider this a 'public service' to the FBBO community. Here is my update on retirement.

I retired at the end of the 2nd week of January 2024, so I have been retired 9 months. For the first two months I caught up on home projects such as painting and small fix up jobs. We also did a few extended weekend type trips to visit friends a few states away. I also performed a house cleaning just like when you move into the house. Shelves emptied and cleaned, washer/dryer/refrigerator moved out and cleaned, I'm sure you get the idea. I actually enjoyed those two months.

Then it was time for my part time job search. Was shocked to learn there are very few part time jobs available, and many of them are for weekends and holidays mostly. Spent a brief time as a commercial parts delivery driver for one chain auto parts store only to learn that a typical day was 11, or 12 hours and that just wasn't my cup of tea! I tried to work with the manager at the store to get more reasonable work for me and that ended with me quitting.

Then I found another chain auto parts store that actually wanted part time employees in the range of 12 to 20 hours per week, and I could be 'unavailable' for any weekend schedules. PERFECT!

What a lesson learned here. I knew the general public was not the smartest, nor polite or courteous, but boy was my eyes opened! The entitlement attitude asking for free work constantly wore me down. I was asked multiple times each shift to replace radiators, AC compressors, pads and rotors, half shafts, etc for free. Some kind people even offered to drop their car at my house and pick it up when I was finished if I just installed the parts for free. Others asked if I could do the swap over their lunch break. I finally started using the phrase; "If we installed the parts we sold for free all of the auto repair shops would go out of business". This actually helped reduce the time of verbal debating the installation for free requests and my colleagues at the store thought I was a genius when I came up with that phrase.

Then there is the ABUSE. It seems the public has a license to abuse the retail employee when they don't get their way. I had the elderly woman take a swing at me and beat my chest when I told her I could not fix her AC in the parking lot. I've had customers go to neighboring stores and complain about me saying I 'promised' to fix their car and didn't follow through when I said no such thing. I've spent 30 minutes replacing a tail light bulb only to have the customer call and complain that I was too slow.

Then the rash of stupid. Two to three times a week the remorseful, teary eyed woman saying "I've never changed my oil and I need your help" as you look at the bone dry dipstick, or need visegrips and a deadblow hammer to get the filler cap off the valve cover because the oil crystalized into asphalt. Surprisingly four or five quarts of fresh oil will get these cars back on the road, but many times you are now the bad guy as you sold oil for a motor that is junk.

Then there is the physical toll. Replacing 2 to 3 batteries an hour on a triple digit temperature day is too much for this old man. If it was just 2 or 3 batteries in a shift, I'd be fine, but 18 or 19 batteries in a 6.5 hour shift and I'm bed ridden and dehydrated the next day. Keep in mind these are batteries in newer vehicles where you have 1/64 inch clearance to remove and replace the battery and on some vehicles the PCM, AirBox, fender braces, etc require removal. Newer Ram diesels with two batteries is a 50 minute job in the sweltering parking lot on a step stool.

So, with my tail between my legs I have 'flunked' retirement and accepted a full time position doing tech work. I certainly have learned a lesson in the 'grass is always greener on the other side'. I admit I had rose colored glasses on when I retired and now will settle back into corporate America life and keep my mouth shut!

I retired in 06 and had no inkling to work for someone else ever again. I started working mowing yards when I was 12 and sometimes I had more than 2 yards to do then went to work for my dad building houses at 14 and then when out of school, it was full time until I was 55 in 06. After that, I worked in my own shop and built several rear ends (had been doing that on the side) until the Chineesium took full grip on parts. Yesterday took two Hummer H2 wheels to a shop for my Dodge 2500 and dismounted the 285/70-17 tires and then mounted the 265/55's on them. Screw that these days. Tomorrow the tire shop can install the 265's! And I just bought a new battery for my wife's truck just before buying new tires for it and saw that I didn't want to install it myself. The truck was at the dealers and the old battery died so I let them install it for 50 bucks! Still saved money by not buying a battery from the dealer. Don't know how old you are but I'm 73 now and working in the hot parking lot with the sun beating on me isn't something I'm going to do!

 

[Budnicks]

If you retired & have to go back to work
you're doing something wrong, really wrong
I have no problems filling my days, most I procrastinate
& do it when I feel like it...

I'm freaken' retired take it up with my boss...

I enjoyed the time I spent at work
& I loved building stuff & being the boss, some real satisfaction too
I'm not that guy now, thank goodness...
I'm not a fan of people, who don't know any better, or wet behind the ears
all telling me what to or how to do ****...
Ain't happening...
There's no freaken' way I'd go back & work, even if I'm bored,
I'd do something on my own, or go golfing or racing/traveling
or something "I actually want to do"...
Not ever punch a clock...
No freaken' way for some deal, that they want slave labor
& take advantage of me/you, (like a few stories on here)
when they don't know as much as I do, 'ever !!
Especially for entry/mid-level pay ****...

It ain't worth it...
I could be working still for $150+ an hr, if I need that crap
& still be my own boss, die probably 10 years EARLIER too...

People that punch a clock for a living after retirement are slaves 'literally now'
underpaid in many cases too, some act like they are happy to be taken advantage of...
I don't get it...
Have some pride in yourself & your abilities at a min...

if you can't retire because of finances, just stay working, don't be dumb

I love it, when I get up, when I want to get up,
not because I have to get up
I go where I want to go, when I want to go there
not go because I have to go
(aside from my dad's medical dr.s app. crap 5-7+ times a month ****)

If you can afford to retire, I highly recommend it
my body has heal 100%
I don't ache or be all stiff/sore feet all the time
for working my *** off or walking 12+ miles a day on job sites on concrete or gravel
going from job to job, employee to employee,
seeing what's needed or how progress is
or getting behind the wheel traveling some 60k miles a year,
in a damn 3/4 or 1 tone PU
not including air travel
or going to some supplier/building supply big box store
or lumber yard or plumbing house or roof supplies or HVAC supplies etc.
for **** a carpenter/or plumber, ceiling installer, electrician, all forgot to order, get
or stock up on or/get while he/she was there already...

Nope I don't miss it,
I do miss the $$$
but that's what investing is for, now I hope what I invested in
don't tank...

I don't & I could probably say, I won't ever be going back to work...
I'm 65 this last July, I 1st retied/semi-retired in 1997 @ 38 y/o,
I was a golf pro- & did some touring mini tours
& I still did construction consulting on the side thou
I did it, to start a golf business/repair & retail or lessons,
so I could spend more time with the kids, give them a good job & teach them,
have time for their sports & after school activities etc.
It turned into a couple of 'full time' job/s, instead...

I worked more hrs after I semi-retired, than I ever did
at my contractor/facility management construction co./automotive dealership (125) work...

I fully retired at 62, should have done it earlier...
Hard to leave that $$...

No thanks, I don't want to go to work tomorrow...
I do miss 'some of the people', not most of them...
I'm happy, where I'm at today...
I don't go to work & don't care what other think I should do...
If I want to I can sit on my *** all damn day, not feel one bit guilty either...
If it makes me happy, only do **** I want to do, as much as I can help it...
If not for being a caretaker of my elderly father, being a good son
I'd be having the time of my life...

I highly recommend it, RETIREMENT if you can do it
& be reasonably comfortable...
I'm certainly not wealthy/rich, by any standards, especially for living in Calif.,
but I did invest well...
I don't live in an expensive area, out of my price-range either,
there's no need to keep up with the Jone's, that hate life,
who can't retire until they're 80 probably...
Never did get into that nonsense...
I own everything I have, no payments or mortgages,
I will always be like that, so it's a bit easier...
I did it that way, I worked hard, worked my *** off & got ahead, paid stuff off
& was thinking ahead, for when I retired...
I don't spend $$ like a drunken' sailor anymore either,
a few things you need to change, but I love it...

 

[JackR]

Next year. But maybe 2 years. I still like what I do, they treat me very well and I get to travel the world on their dollar.
Just last week did a 5 day certification class that when I do finally retire that cert gets me my next gig. Part time pays well and will more than fund the car stuff as needed.

 

[Budnicks]

Got a call last week from a former boss (and earlier, a protegee). Asking me if I would consider doing a consulting gig for him. I've been retired for a year now, with no financial incentive to work. If it had been anyone else, I would have said no way. But we've been friends for three decades, long after our career paths diverged. Probably a six figure deal. Wife would love to get me out of the house again. I have no plans to buy more Mopars, after snagging the current one. I just turned 70. What would you do?

Stay home, tinker or sleep or whatever rocks your boat
& enjoy your retirement, drive the demonstrator till the tire fall off...

 

[Budnicks]

View attachment 1662782

Didn't we all

 

[Black_Sheep]

July 31, 2025 will officially be my last day of work, I am so looking forward to it…

 

[multimopes]

July 31, 2025 will officially be my last day of work, I am so looking forward to it…

"I Sincerely Hope It (Works) Out For You!"

 

[Billccm]

It occurred to me that I did not mention why I wanted to work in retirement. At first I wanted a reason to leave the house. Even with lots of chores, small projects, ham radio, B body cars in the garage I had things to occupy my time, but I also needed that reason to leave the house. I thought a part time job was important to make certain I am away from the house (and wife) at least several days a week for a few hours.

What I really underestimated was the impact of inflation. My plan was to live off one savings account for about two years, continue COBRA coverage and transition to Obamacare, and then start Social Security and take 401k money as needed. This was a underestimate and mistake as that savings account is 75% gone in less than one year. My property taxes increased almost 20%. My insurance for homeowners, auto, and umbrella coverage almost DOUBLED. Expenses for utilities, groceries, and even the few medical deductibles/prescriptions DOUBLED. Add to that an unexpected $8500 roof repair and I almost went into panic. (Moderator: Please do not delete this as political I am just reporting my cost of living increases.)

Going back to corporate America at least covers my health insurance, adds to my retirement 401k (if I ever retire), and takes the sting off the inflation that has impacted my cost of living. I guess you could say that I retired too early, or just could not afford retirement.

 

[Kern Dog]

You're not the only one affected by rising costs, Bill.
Kudos to you for having the guts to call it out.

 

[Hey-O]

Retirement is a job and people don't understand, you start that one the day you start working. People hate saving, that's only natural. To big of a percentage of the people believe if they have money left over at the end of the month, they screwed up and didn't get all they could of out of their paycheck. My cousin, my moms sisters, daughter, worked for a big international moving company for 44 years. Being bilingual gave her a leg up and better money. When we came to America, we lived next door to each other, forever. The difference in our way of life was crazy. They lived like there was no tomorrow, while we came up knowing we had limitations and stayed in our lane. My aunt and uncle both died with nothing and taught my cousin how to live that way too. When they downsized her department she was 65 and had enough to live for 8 years, her words, not mine, but had a closet with clothes in it, with the price tags still on them. She would say, all I needed was one year, them thankless bastards, one more year to do what. I did 4 months of hospice with my aunt, brain cancer, because it was me or the true reality of no money for care. When my cousin retired, we kind of went our separate ways. She was embarrassed and seeing my brother and I only reminded her of where she was at in life, compared to us, she was mad, at who. My parents were the best and the many things they taught us were things school never did, but should of, live like you're going die tomorrow and save like you'll live forever. Figuring that out at the end is like trying to put on your underwear, after you have your pants on. Cars have a reverse, life doesn't. This isn't about me, this is about life.

 

[68BabyBlue]

Retirement is a job and people don't understand, you start that one the day you start working. People hate saving, that's only natural.

A law school lesson that stuck with me for life was a statement from my family law professor, "most middle class Americans have nothing below the surface." Their primary asset is their earned income, which gets spent on stuff of no lasting value. Retirement savings for most people at 65 are typically enough to cover medical insurance premiums, but nothing more. After being indoctrinated in the dollar amounts it took to survive without earned income, I graduated in a state of terror, after expending every dime of my capital to pay for that degree.

What was so scary for me, was that I had voluntarily put myself 20 years behind the eight ball with that expenditure. I was fortunate to have a professor who went over the numbers with me, and outlined what I could expect in the future. He said the 20 years would pass quickly, and then, with the tools I'd acquired, I'd outrun the pack after I reached age 50. Time proved him right.

For most people, saving early on is the most effective strategy, compounding of investment gains being what makes living without a job possible. Sounds easy in theory, but few pull it off in actual practice. The numbers it takes to retire in truly comfortable fashion are steep. My wife's siblings made fun of my frugal ways for decades. That ended when I retired.

 

[Hey-O]

A law school lesson that stuck with me for life was a statement from my family law professor, "most middle class Americans have nothing below the surface." Their primary asset is their earned income, which gets spent on stuff of no lasting value. Retirement savings for most people at 65 are typically enough to cover medical insurance premiums, but nothing more. After being indoctrinated in the dollar amounts it took to survive without earned income, I graduated in a state of terror, after expending every dime of my capital to pay for that degree.

What was so scary for me, was that I had voluntarily put myself 20 years behind the eight ball with that expenditure. I was fortunate to have a professor who went over the numbers with me, and outlined what I could expect in the future. He said the 20 years would pass quickly, and then, with the tools I'd acquired, I'd outrun the pack after I reached age 50. Time proved him right.

For most people, saving early on is the most effective strategy, compounding of investment gains being what makes living without a job possible. Sounds easy in theory, but few pull it off in actual practice. The numbers it takes to retire in truly comfortable fashion are steep. My wife's siblings made fun of my frugal ways for decades. That ended when I retired.

Well said!! The trick for me was simple, even for me. If I had 100 bucks, I only had 90, ten went away. If you live you whole life thinking 100 is really 90, it becomes habit and you live accordingly. A small amount adds up. If you can't make it, you needed a real job, period. The first thing High School should teach is simple economics and everyone in this country should be made to at least finish High School. I'm living proof, that even an idiot can make it.

 

[Black_Sheep]

Retirement is a job and people don't understand, you start that one the day you start working. People hate saving, that's only natural. To big of a percentage of the people believe if they have money left over at the end of the month, they screwed up and didn't get all they could of out of their paycheck. My cousin, my moms sisters, daughter, worked for a big international moving company for 44 years. Being bilingual gave her a leg up and better money. When we can to America, we lived next door to each other, forever. The difference in our way of life was crazy. They lived like there was no tomorrow, while we came up knowing we had limitations and stayed in our lane. My aunt and uncle both died with nothing and taught my cousin how to live that way too. When they downsized her department she was 65 and had enough to live for 8 years, her words, not mine, but had a closet with clothes in it, with the price tags still on them. She would say, all I needed was one year, them thankless bastards, one more year to do what. I did 4 months of hospice with my aunt, brain cancer, because it was me or the true reality of no money for care. When my cousin retired, we kind of went our separate ways. She was embarrassed and seeing my brother and I only reminded her of where she was at in life, compared to us, she was mad, at who. My parents were the best and the many things they taught us were things school never did, but should of, live like you're going die tomorrow and save like you'll live forever. Figuring that out at the end is like trying to put on your underwear, after you have your pants on. Cars have a reverse, life doesn't. This isn't about me, this is about life.

I’ve been preparing since I was 20. My financial advisor has said I am good to age 96 but who knows what the future holds. My wife and I are debt free with a nice balance in our 401K’s and lead a fairly modest lifestyle. We should be okay…

 

[Hey-O]

I’ve been preparing since I was 20. My financial advisor has said I am good to age 96 but who knows what the future holds. My wife and I are debt free with a nice balance in our 401K’s and lead a fairly modest lifestyle. We should be okay…

Good for you!!! It's a fool that doesn't think things could go wrong in the future. I tell my wife, who worries about a fly on the wall, if the world takes a dump, they'll be many for us to land on, we won't be alone. We do the best we can, with what we know. I like your attitude, it's served you well!!