Insurance

[DynaBro]

What do you guys pay for your MOPAR? I just got a bill I was not expecting that doubled the rate quoted when I got the policy. I can’t find ANY documentation online outlining the original agreement or pricing. It’s like $280/yr now for WI. But she originally quoted me $150. So I’m a bit upset. Anyone with better company or rate?

 

[68gtxman]

What do you guys pay for your MOPAR? I just got a bill I was not expecting that doubled the rate quoted when I got the policy. I can’t find ANY documentation online outlining the original agreement or pricing. It’s like $280/yr now for WI. But she originally quoted me $150. So I’m a bit upset. Anyone with better company or rate?

American Collector Car - $136 for one car. It’s agreed value for a car worth $18,000.

 

[DynaBro]

American Collector Car - $136 for one car. It’s agreed value for a car worth $18,000.

Hmm. My agreed value is 50k.

 

[68gtxman]

Hmm. My agreed value is 50k.

I have nothing comparable. Check with American and see what they quote you.

 

[dadsbee]

I wouldn't complain too much at that premium on $50K agreed value, especially on a sole classic car. I have a hard time believing it's even that cheap...

 

[68BabyBlue]

Agreed value of $70K with State Farm/Hagerty, down to one car. Was cheaper when I had two. My rate went up slightly when State Farm merged their classic car coverage with Hagerty. I'm in the same ballpark as OP, paying about $320 per year.

 

[vance.dykes]

i just called about adding a chxxx vexxx at 15000 valued and said 250 add to the 525 on my road runner at 40000 and no restrictions

Grundy told me the r.r 500 horsepower no good to much power i said what ????? not stock and only car shows' cant go get a burger or just go for a ride fffff you that is some things i have had happen to me.

 

[1967coronet]

I have 20k agreed on my 67 through Auto Owners.
$ 157.00 per year.
Yours does not sound to bad.

 

[thehemikid]

Not a math guy,... but I did stay at a Holiday Inn once,... back in the day.

fwiw, appears the OP is paying .0056/dollar agreed value.
I'm paying .0071 ~27%

dadsbee has a point.

 

[RR Fan Dan]

American modern is cheapest I found. $200/ 50k agreed value.

 

[Moms68]

Check with NCM. I have 3 vehicles insured for a little over 400/ year.

 

[icetech]

What do you guys pay for your MOPAR? I just got a bill I was not expecting that doubled the rate quoted when I got the policy. I can’t find ANY documentation online outlining the original agreement or pricing. It’s like $280/yr now for WI. But she originally quoted me $150. So I’m a bit upset. Anyone with better company or rate?

Annual Premium
$290.95

I think my value was 20k.... didn't sound bad to me.. plates were $24

 

[70bigblockdodge]

i just called about adding a chxxx vexxx at 15000 valued and said 250 add to the 525 on my road runner at 40000 and no restrictions

Grundy told me the r.r 500 horsepower no good to much power i said what ????? not stock and only car shows' cant go get a burger or just go for a ride fffff you that is some things i have had happen to me.

I sent Grundy pictures of my Challenger, they basically called it junk (not in those words) and get it restored and they would write it. It is a original paint, unrestored car.
So F those people.

It ain't perfect but, the way they acted was surprising.
Since Hagarty is so close with State Farm, big no. Still waiting for my $600 check from 1994, I told that asshole adjuster they would lose more than he was saving them. Premiums for 30 years only 2 deer strikes at less than 1k apiece. They should have just cut the check.
I have American Collectors, about $360 a year, 2 vehicles, ~20k, and $38k, no mileage restrictions, occasional work or errands.

 

[vance.dykes]

remember where you live will make a different on coast i.e city country and what city. the drivers in Orlando are DARING / STUPID AND HOLY SHIIITTT and that drives up prices

 

[DynaBro]

remember where you live will make a different on coast i.e city country and what city. the drivers in Orlando are DARING / STUPID AND HOLY SHIIITTT and that drives up prices

Friend, we have Somalians.

 

[wahya]

I’m seeing a bunch of posts about value of car and such, but no mention of liability or uninsured/underinsured coverage. If someone gets the minimum amount of liability and opts to not get uninsured coverage, it makes a big difference, especially if you live in an area like mine that is sue happy. $50,000 is peanuts. Of course the amount of time the car spends on the road makes a difference.

 

[RR Fan Dan]

I’m seeing a bunch of posts about value of car and such, but no mention of liability or uninsured/underinsured coverage. If someone gets the minimum amount of liability and opts to not get uninsured coverage, it makes a big difference, especially if you live in an area like mine that is sue happy. $50,000 is peanuts. Of course the amount of time the car spends on the road makes a difference.

Full coverage for me. 100/300/100. $200 a year 50k value.

Home

policyholders.amig.com

 

[71dodgechargerrt]

I agree with Wayne, you get what you pay for.

 

[BDnFL]

My Charger hasn’t left the garage yet so it’s insured for 30K for a premium of 600 per year.
I called for a revised quote as the car is almost completed.
Hagerty rep asked if my paint is over 10K, yes.
Has the car been modified, I said no just rebuilt.
Quote for 70K was 2200 per year. Crazy !
I have no tickets or accidents. Great credit..

 

[icetech]

My Charger hasn’t left the garage yet so it’s insured for 30K for a premium of 600 per year.
I called for a revised quote as the car is almost completed.
Hagerty rep asked if my paint is over 10K, yes.
Has the car been modified, I said no just rebuilt.
Quote for 70K was 2200 per year. Crazy !
I have no tickets or accidents. Great credit..

i spent about a week going through all the classic car insurers before i settled on american classic.. Hagerty was over double everyone else...