I have been in a few serious car accidents, not my fault. I remember being called by one parent after their daughter hit me on the highway. I was at a dead stop in traffic and she ran up the back of me doing 55. I told him, it was an accident and we all have them, but if I find out she was drinking, on the phone or texting, she's mine. None of that happened and it was just an accident, of course she was distracted, but it wasn't malicious. She and her family acted extremely sorry, my truck was fixed and that was good enough for me. I have a real problem with people on the phone or texting, if that's the case in this accident, as I said, I will own you!!!